Ecclesiastical Wedding Insurance - A Review

Wedding Insurance is fast becoming a popular subject amongst couples. Wedding Plan Insurance is useful as it helps ncover for problems, disasters or mistakes on your wedding day, from a broken-down wedding car, to a problem at the wedding venue or just about anything...

Choosing competitive wedding insurance is a task not to be taken lightly. Our wedding insurance reviews will help guide you through when looking for wedding insurance quotes.


thunkpad says:
"Ecclesiastical are the only insurer who have agreed to cover couples affected by the demise of the gift list company Wrapit (see Google for details). They have agreed to cover us despite the fact that Wrapit collapsed two months after our wedding and so after the policy had officially ended. Without Ecclesiastical we could have lost over £2,500-worth of gifts bought by our guests so we are naturally delighted by the pleasant and efficient service they have given us. Unfortunately people who had insurance with Confetti, Debenhams, etc have not been so lucky and in some cases have lost thousands.

It's worth noting that Ecclesiastical is also the company behind M&S wedding insurance but we found it cheaper to go direct."

kateuk says:
"Ecclesiastical Insurance gave me great wedding insurance cover at the lowest price I found. As a long established company, I would trust them not to wriggle out of paying, like some other insurers might."

xeno says:
"I've heard good things of Ecclesiastical Wedding Insurance, in particular that they were the only company that paid out when the gift company wrapit went out of business. I felt this was a positive sign of their willingness to be fair and help couples, something that's obviously very important! They are not the cheapest but they're not the most expensive either, and crucially their policies seem to be the most flexible. You can use their 'mix and match' option so cover various different aspects of your day to different levels. For example, if you're not using a wedding car (perhaps your wedding is at the same place as the reception venue so there's no need) you don't need to include this cover. On the other hand, if your venue is very expensive but you've budgeted strictly in other areas you can have lots of venue-related cover but little for other things. And so on. In the end my policy came to just under £60, which I thought was very reasonable. Their website was easy to use and taking out the policy was painless. One last thing: Ecclesiastical are the company behind Marks and Spencer wedding insurance. M&S don't have any excess(es) on their policy, where Ecclesiastical have £50 on each separate claim. However, M&S cover is not so flexible: the most basic policy is about £50, and the second tier up is £99. So you have to weigh it up: if you want very basic cover M&S may be better, if you want something in the middle Ecclesiastical may be better for you."

peterho says:
"Ecclesiastical Insurance Wedding Insurance would not give my daughters groom (who is a lawyer in Munich) insurance cover as he does not currently have a UK address, I find the company should be ashamed of the prejudice towards non-UK residents."

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Insure your wedding

Worried about extreme weather, no-show vendors, alcohol-related accidents? It's easy and affordable to protect your wedding day.

Peace of Mind for All You've Invested in This Special Day

* For the bride and groom: as you celebrate the beginning of your lives together, wedding insurance can help protect your financial future if something beyond your control should go wrong.

* For the parents of the bride or groom: an investment in your child's wedding is an investment in their happiness. You want to protect their dreams of a perfect wedding – and your own financial security. If the unforeseen occurs, wedding insurance is there.

Source: WedSafe

It is really safe for the couple to insure their wedding so that whatever happens, you know that nothing could go wrong because you have a wedding insurance. With all the costs that you will incur on your wedding day, it is really advisable to get a wedding insurance.

Do you need a wedding insurance?

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There are various levels of cover available at different prices. See Wedding insurance rated for details.

If you have to cancel the wedding for any unavoidable reason, such as an injury to you or your partner, the policy should pay out if you are out of pocket. This is likely to be one of the most useful areas of cover that policies offer.

Loss or damage

Wedding insurance can also cover you for loss or damage to wedding attire, such as the wedding dress, as well as presents, the wedding cake, rings, flowers and gifts for the guests. Cover starts a set period before the wedding and finishes a set period after – from seven days before to 24 hours after for wedding gifts, for example – but this will vary depending on the policy.

Any loss or theft should be reported to the police within 24 hours.

Failure of suppliers

You’ll be relying on wedding services from a range of providers. Wedding insurance can cover any extra costs you incur up to the policy limit if something goes wrong with these services. Wedding insurance also covers you for deposits you can’t recover or the cost of arranging alternatives if suppliers go bust, but you would already be covered by section 75 if you paid by credit card.

Some insurers, such as Weddingplan, exclude wedding gift providers, such as the recently failed Wrapit.

Another important area covered by wedding insurance is your personal liability for injury to third parties or loss or damage to third party property. You may already be covered for this under your home contents cover but some wedding insurance policies cover the actions of all wedding guests as well as the couple.

Additional areas of cover that some policies offer are for legal expenses, personal accident and stress counselling.

Check the policy details if you are having the reception on a different day from the ceremony or if you are getting married overseas.

Should you take out wedding insurance?

Wedding insurance can protect you against a range of unfortunate events and help you make sure you are not out of pocket as a result, but whether it’s worth taking out ultimately depends on the cost of your wedding and how worried you are about things going wrong.

All aspects of the policy will have exclusions and cover limits and there will also be general exclusions, so check your policy documents carefully. See Wedding insurance rated for selected cover limits.

Source

Weddings in UK nowadays can actually cost as much as buying a brand new car, with that in mind, couples should think about getting a wedding insurance in the UK for protection. There is nothing wrong about getting a wedding insurance in the UK, it is better to be protected than not at all.